The right savings plan for your child

First understand, then decide. We walk that path with you.

We find the best fit for your child and stay by your side over the years, from the very first conversation to the day you hand it over. A real person, not an app, no return calculator.

Request a free first consultation

Personal guidance. Understand first, decide after. No sales pressure.

Happy, relaxed family with mother, father and young daughter on an autumn nature path
With you from the very first step

We walk the whole path with you

Saving for your child is not a one-time transaction. It is a journey that spans many years. We are there for you the whole way, from the first conversation to the day you hand it over.

Start

Listen and understand

We get to know your family, at your pace and without any pressure.

Selection

Finding what fits

We look for the path that truly works for you, not the one with the highest commission.

Guidance

By your side over the years

One dedicated contact person who stays engaged as life changes.

Handover

When your child grows up

In the end, there is something real to hand over with a good feeling.

How a first call works →

You want to plan ahead, without being taken advantage of

You want to give your child a solid financial start. But as soon as you look into it, it is all products, rate tables and contract signings, often in language nobody actually understands. That leaves a bad feeling, and in the end you push the decision aside again.

Here it works the other way around: you understand what this is all about first. What you do next is entirely your call.

Show me the calm approach →

Clarity before commitment

Inform first, guide second, never push

In the free first consultation we look at your situation together: your family, your hopes for your child, what matters most to you. We explain in plain language what options exist for saving for your child and what to watch out for.

You walk away with clarity, not a contract someone slipped in front of you. We make a recommendation only once we truly understand your situation, and even then, you decide at your own pace.

Request a free first consultation →

A person, not an app

A real advisor, not a return calculator

An app fills out a form and spits out a result. Your family is not a form.

Someone who listens

You talk to a person who asks follow-up questions and answers yours, even the ones that feel awkward. Not a call center that starts from scratch every time.

Education, not sales

We explain your options calmly and in plain language. What fits your family best, we figure out together in the conversation, without jargon and without pressure.

One dedicated contact

You have one person who stays with you over the years, instead of a rotating number at a call center.

At your own pace

No closing pressure, no artificial urgency. You decide if, when, and what you do.

Talk to a real person →

Understand first

Worth reading: saving for your child, explained calmly

Before you decide, get some clarity. Our guides answer the key questions calmly and without jargon.

See all guides →

Not quite ready for a conversation?

Get an overview first

With the Family Compass for parents you get a sense of where you stand in just a few minutes. Four short questions, results right away. If you like, we can also send you your personal summary by email.

No sales call, no obligation. The email summary is optional and can be cancelled at any time.

Start the Family Compass . 4 questions, instant results
For every kind of family

Made for your family, just as it is

Whether you are a couple, a blended family, or a single parent: saving for your child should fit your life, not the other way around. Even if you are raising your child on your own, planning ahead should not feel like a burden.

It is not about how much you can put aside each month. It is about finding a solution that genuinely fits your situation. We factor in smaller budgets from the start, and you never have to justify that.

Parent and child hands together holding a small clay pot with a green seedling

Where does your family stand? →

Frequently asked questions

Does the consultation cost anything?
No. The first consultation and the Family Compass are free and non-binding. You are not committing to anything by taking part.
Will I be flooded with calls and emails afterward?
No. We follow up the way you prefer, and no more often than that. The email summary for the Family Compass is optional and you can unsubscribe at any time with a single click.
Do I have to sign up for something at the end?
No. Our approach is education, not sales. You decide for yourself if, when, and what you do. If you decide after the conversation that it is not for you, that is completely fine.
What exactly does KIDS-SPARPLAN offer?
We help you plan for your child's future and set up a savings plan that fits your family. Which path is right for you is something we work out together in a personal conversation, calmly and clearly. You then decide for yourself whether and how you want to get started.

Send us your question →

Learn your options first. Decide after.

Book a free first consultation and get clarity at your own pace. No commitment, no pressure, your timeline.

Request a free first consultation

Prefer to get an overview first? Start the Family Compass for parents.